# FundableClub | The club that gets you fundable > Join free. Live expert sessions, a real community, 24 courses and 35 free tools to strengthen your credit, build business credit and get funding-ready. Canonical page: https://fundableclub.org Free membership. No credit card, ever. # The club that gets you fundable. Strengthen your personal credit, set your business up the way lenders expect, and walk into your next funding conversation prepared. Courses, tools, live experts and a community, all free. [Join free](/join) [Check my funding readiness](#calc) - 24 courses - 35 free tools - Live expert Q&A Your path - Foundation - Bankable - FundableIn progress - Funded What's inside ## Everything you need to get fundable, in one membership. Learn it, practice it with real tools, and ask the people who do this every day. ### 24 short courses Personal credit, business setup, business credit and funding, in the order lenders care about. Pass the quiz, earn the certificate. ### 35 free tools Utilization, disputes, payoff order, 0% stacking, SBA readiness and funding scenarios, calculated for your numbers. ### Live expert sessions Bring your questions about your report, your entity setup or your next funding move to the live room. ### Direct messages One-on-one with a credit, business credit or funding expert when your situation needs a real answer. ### A community on the same path Post, reply, share what is working and learn with people rebuilding credit and building businesses. ### Levels, badges and certificates Points for real progress, a level that grows with you, and a certificate for every course you pass. The path ## Four stages. One clear path to funded. Every course, tool and community space belongs to a stage, so you always know what to do next. - 1 ### Foundation Read your report like an underwriter, dispute what is genuinely wrong, and build strong personal credit.10 courses - 2 ### Bankable Form the business correctly, separate business and personal money, and build a footprint lenders can verify.7 courses - 3 ### Fundable Earn a business credit file in the company's own name, with trade lines opened in the right order.2 courses - ### Funded Choose the right capital, from 0% intro-APR lines to SBA loans and equipment finance, and apply in sequence.5 courses Live learning ## Stop guessing. Start asking. Live sessions with the club's credit, business credit and funding experts. Bring your report, your entity questions or your next funding move, and leave with a plan. - Weekly live credit and funding Q&A - Private messages with an expert - Answers grounded in how lenders actually decide Community ## People who get where you're going. Connect with members rebuilding credit and building businesses. Post, reply, share what is working, and learn together, with experts in the room. [Join the conversation](/join) Free tools ## 35 tools. Every one free. Calculators and checklists for utilization, disputes, debt payoff, business setup, 0% stacking, SBA readiness and funding scenarios. Save your results to your plan. [See all 35 tools](/join) Utilization optimizer 18% Target under 30% Debt payoff planner Paid down in order Funding readiness FoundationBankableFundableFunded Real goals ## Built for the moments that matter. Whether it is a first home or a first line of business credit, the work starts the same way: a clean report, a bankable business and a prepared file. A credit review that makes senseRead every line, dispute only what is genuinely inaccurate, and build the habits lenders reward. A first home, planned forKnow which scores and balances a lender will look at before you ever apply. A business lenders can say yes toDocuments in order, business credit in the company's name, and applications in the right sequence. Illustrative photos. Funding is always subject to each lender's own approval and terms. FundableClub is not a lender. Optional ## Want it done for you? We do that too. When you would rather hand it off, Keystone Credit & Capital offers done-for-you credit restoration, business credit building and funding advisory. Members get first access. Paid services are separate, under a written contract with a 3-day right to cancel and no fees before work is performed. Membership stays free. - Credit restoration - Business credit building - Funding advisory Free readiness check ## Where do you stand today? Get a free plan built from your answers, or jump straight to your funding readiness estimate. No card, no credit pull. Already have a funding goal in mind? [Run the funding readiness estimate](#calculator) instead. What your credit tier costs on this goal? 0 Answer the questions above to see your estimate. An estimate, not an approval. This number assumes your profile behaves the way the biggest scoring factors on a credit report typically do, weighing payment history, utilization and debt the way most lenders weigh them. It is not a lender's decision, it is not guaranteed, and it does not reflect your full credit history, ability to repay, or a specific lender's own overlays: . Read the [full disclosures](/disclosures). Show the conservative case Your stage Est. payment Credit tier [Join free](/join) Save my estimate Adjust my answers FundableClub provides educational content and free tools. FundableClub is not a lender or a law firm, the free membership is not a credit repair service, and nothing here guarantees a specific credit score change, deletion, loan approval, funding amount or interest rate. ## Your next yes starts here. Join the club that gets you fundable. Free forever, no credit card required. [Join free](/join)[Tour the demo](/demo)