Privacy Policy

Who we are. FundableClub is the free credit and business funding education membership run by Keystone Credit & Capital, based in Atlanta, Georgia. In this policy, "we" and "us" mean Keystone Credit & Capital and the FundableClub team.

What we collect. When you use the Funding Readiness Estimate on the home page, we collect the path you pick (building personal credit or getting a business funded), the credit range you select and the funding goal amount you enter; none of that requires an account. If you use the free plan questions on the home page, we store your answers so we can show your plan back to you. If you start the guided intake at /start, we also collect your goal, your name, phone number and email address, your funding goal in your own words and, if you give it, your business's rough monthly revenue. If you join for free, we collect your name, email, mobile phone and a password. Once you are a member, we store any estimate you save, any post, reply or private message you send in the community and member messages area, your course progress and certificates, and any result you save in one of the free tools. Everything beyond the estimate itself is optional; you can use the estimate without giving us anything.

What we do not collect. We never pull your credit report, and we never ask for your Social Security number, bank login or card number on this site. Please do not post them in the community or in a message.

Why we collect it. We collect contact information so Adrian Cole or a member of the FundableClub team can reach you about your free 20-minute funding readiness call and your membership. We collect estimate inputs, plan answers and saved results so your dashboard can show your own numbers back to you instead of asking you to redo the math every visit. Community and message content exists so the site can actually function as a community and a place to reach us.

Who sees it. The FundableClub team at Keystone Credit & Capital sees what you submit. Behind the scenes, Cloudflare hosts the site and the database that stores it, and Cloudflare Email Sending delivers transactional email such as lead notifications and password resets. If you contact us or join, we may also record your contact details in the customer relationship management (CRM) system we use to keep track of members and requests. We do not sell your personal information, and we do not share it with anyone for their own advertising.

Done-for-you services. If you choose to become a paid client of Keystone Credit & Capital for credit restoration, business credit building or funding preparation, that relationship is covered by its own written agreement, and anything you share for that work is handled under that agreement. Joining the free FundableClub never makes you a paid client.

State privacy rights. If you live in a state that gives you a right to know, access, correct, delete, or opt out of the sale or sharing of your personal information, you can exercise that right by emailing support@fundableclub.example. We will confirm your request and respond within the time your state's law requires, and we will not sell or share your information regardless of where you live.

Contact consent and texts. Submitting the /start intake or the join form and checking the consent box allows FundableClub and Keystone Credit & Capital to contact you by phone, text or email about your membership, your saved plan and your free 20-minute funding readiness call. Message and data rates may apply. Consent is never a condition of using the estimate, joining for free or buying anything. Reply STOP to any text to opt out, or email support@fundableclub.example.

Your choices. You can see and edit most of what you have given us from your member profile at any time. To see, correct, export or delete anything else we hold about you, including closing your account entirely, email support@fundableclub.example and we will handle it directly.

Security and the tools behind the forms. Forms on this site are protected by Cloudflare Turnstile, a bot check that runs in the background and does not track you across other websites. What you submit is stored in Cloudflare D1, a database hosted by Cloudflare. Passwords are stored only as salted hashes, never in plain text.

Cookies. This site sets one cookie: a session cookie that keeps you signed in to your free membership. If site analytics is switched on, we use Google Analytics 4 to measure page views and site interactions in aggregate, configured never to record anything you type into a form. We do not run advertising cookies, and we do not track you across other websites.

Children. FundableClub is for adults. You must be at least 18 years old to open a free membership or submit the intake form, since every estimate and every piece of credit or funding guidance on this site assumes an adult applicant.

Changes. If this policy changes, we will update the date at the top of this page and post the new version here. Continuing to use the site after a change means you accept the update.

Contact. support@fundableclub.example